USA is proud of its military veterans. It is not surprising that various organisations both governmental and private honour their veterans by giving them various benefits. One such case is auto insurance auto insurance for military veterans. In case you are ex-military professional then chances are that you may get discounts. But getting a discount is depends on many factors. Here are factors that must be remembered:
1) Buy insurance online: Buying auto insurance online not only means greater convenience but also savings. By searching and comparing insurances online you can choose the cheapest insurance available without doing any legwork. Also, online insurance eliminates the need of the middle man which further lowers the cost of insurance.
2) Coverage: Before buying insurance determine which insurance suits you the best. Cheapest may not give you the proper coverage. Ascertain your risks and buy insurance accordingly.
3) Driving record: One factor which greatly influences discounts is the driver’s driving record. If you have a prior record and are deemed risky then you will get a higher rate which may negate any veteran discount. Non-smokers, lower mileage, driving experience can also influence rates. If your car is protected against theft with anti-theft devices then also you may have to shell lower premiums.
Essentially, the rates of insurance depend on how much risk you and your car pose. Therefore, to get the best rates be a safe driver!
February 3rd, 2012
Categories: Car News
Swedish commercial vehicle manufacturer Scania plans make its presence felt in India by setting up a new CKD assembly plant in Bangalore.
Scania entered India in 2007 through a joint venture with Larsen & Tourbo to manufacture their heavy duty mining tippers in the Indian mining industry. In 2011, they established their Indian wing, Scania Commercial Vehicles India. In 2011 Scania had announced its expansion plans in India.
The company is now planning to set up a Complete Knock Down (CKD) assembly unit in Narasapur Industrial Area, Bangalore.
Henrik Fagrenius, Managing Director, Scania, said, “This unit will enable us to shorten our lead times and enhance service levels to our customers. This will also go a long way in sourcing of components locally from India”, he added.
Scania will employ up to 800 people in its Bangalore facility over the next five years. The new plant will function as a CKD assembly unit during phase 1 of operations. Bus body building of city buses and coaches and service workshops for trucks and buses will also be included in this facility later on.
Scania intends to make this plant a complete manufacturing plant in future .
Henrik Fagrenius added, “This investment furthers Scania’s committed to the Indian market and this is the right moment for us. With the commercial vehicles segment likely to register a higher volume growth of 8-10 per cent this year, the outlook for the industry is very promising.”
Scania aims to roll out 2000 heavy haulage trucks and 1000 inter-city buses and coaches in the next 5 years.
January 9th, 2012
Categories: Car News
Perodua might not be one of the most fashionable brands on the market but their small hatchback offering the MYVI is making ground on British roads. Perodua is less well known in the European market but is the second biggest car manufacturer in Malaysia. The MYVI is a serious attempt to crack the European market and judging by performance and cost it may well have a chance.
Reviewers tend to be critical of cars like the MYVI. Its obscure brand and budget specifications make it easy to criticise but the fact is that it compares very favourably to other super-minis.
The MYVI is a tall car with plenty of headroom. It has the feel of a small MPV and can seat four people in relative comfort for a car of its size. The shape is best described as functional. It has an attractive bonnet and headlight design which unlike some other city cars, strikes you as purposeful rather than cute.
The MYVI is one of the most affordable cars on British roads and prices start at £7,497, unless you are wanting to look for a used one in which you could search on Motors.co.uk. For this you get a frugal yet perky 1.3 litre engine, which darts off the mark with surprising agility. The MYVI is comfortable and responsive at speed so has no problem with motorway driving. The engine is probably the MYVI’s best selling point.
It corners well and as a driver you feel central to the cars performance. Steering is nicely weighted and the ride is firm but comfortable. The driving position feels quite high and the sense of all round control is very good.
The interior is basic but again highly functional. There is a general sense of airiness due to the high roofline.
The MYVI may not win any awards off the critics but it is a quick little car that is fun and easy to drive, with no obvious shortage of power. It is surely one of the best value cars on our roads today.
One of the best things about buying an auto insurance policy is that you can always reduce the insurance premium to an affordable rate. To help you get started, we are going to discuss some of the best auto insurance money saving tips to apply in this article.
The first thing you need to do when you want to make your car insurance even more affordable is install an additional security device. Consult your insurance company regarding the best car alarm to install and claim the additional discount of up to 10%. You can also add a GPS tracking device to enhance the security even further and get more discount in return.
Next, check if you qualify for the multi-policy or multiple car discount. Whether you are insuring more than one car with the same insurance company or you are also getting other insurance policies from the same company, you can qualify for additional discount of up to 50%. Your insurance premium will be very much affordable when you claim any of these two discounts.
Look into group discounts for an additional discount on your car insurance. You can buy a car insurance policy through your employer or simply organize a group of colleagues and get the insurance policies as a group.
You can even ask for a discount directly and get up to 10% worth of additional discount. With insurance companies competing for your business, it is not surprising at all to see a better offer being presented to attract you.
These basic money saving tips are very easy to apply and they bring great discounts to the mix. Make sure you get as many of them as possible in order to keep your car insurance premium low while still getting the best insurance coverage that suits your needs and wants perfectly.
There are certain no-no that come with purchasing a vehicle insurance policy. If you do them, then you run the risk of completely invalidating your policy, so that if you ever have to file a claim, the insurance company may refuse to pay you. There is no point in having insurance that will not pay when you need it, so be sure that you do not commit any of these unforgiveable insurance sins.
The first would be to lie on your insurance application. Whether it is the mileage on your car or the age of your teenage driver, offering inaccurate information is a very bad idea. First, it means that the contract which you and insurance company sign does not really apply to you, because it’s a contract intended for someone in a different situation from you. Secondly, it is insurance fraud, and that is a jailable offense. People who attempt to defraud the insurance company by lying on their insurance forms end up costing all the other clients of that company extra. So no matter how tempting it is to save money by changing the facts, don’t do it.
The second thing you could do to invalidate your insurance policy would be to make changes to your vehicle without getting approval. That includes adding features like fancy wheels or spoilers, or getting more horsepower in the engine. At that point, it becomes a different vehicle, than the one, the insurance company agreed to insure. Even things like a radical new paint job could be a bad idea if you do not check with your provider first. If you have any doubt, call your insurer to discuss it. If adjustments to your rate are necessary, they can make them, and you will still be covered.
A better way to save money is to find the best rates through an insurance comparison website. Be upfront about the facts, whatever they may be, even if you have the craziest car on the road and a whole houseful of new drivers needing insurance. It is far better to purchase less insurance for a truly valid policy than a comprehensive policy that is no good.